If you just learned your girlfriend is pregnant, you may be wondering how to support her—financially, emotionally, and practically. One of your first questions may be whether your insurance will cover her abortion.
In most cases, health insurance only covers a legal spouse or domestic partner. If you and your girlfriend are not legally connected in this way, your insurance likely won’t pay for her abortion or related medical care. For exact details, contact your insurance provider directly.
As you both think through next steps, your girlfriend can receive free pregnancy testing, an on-site ultrasound referral, and support at Calaveras Pregnancy Center. There are no insurance requirements, so this can be a helpful first step before making any decisions. Schedule an appointment together.
What About Her Insurance Options?
Even if your insurance won’t extend to your girlfriend, she still has several ways to access medical coverage, which is essential when pregnant. No matter what option she chooses, it’ll be critical to have access to affordable emergency care, primary care, and OB/GYN appointments.
Here are four options you can help her look into:
- Medi-Cal (California Medicaid): California’s Medicaid program covers pregnant women regardless of income and provides access to prenatal care and other medical services.
- Employer-Sponsored Health Insurance: If your girlfriend is employed, she may qualify for health insurance benefits through her job. Sometimes switching from part-time to full-time is required to access coverage.
- Private Health Insurance: She can purchase her own plan, though this is usually more expensive than Medi-Cal or employer coverage.
- Marriage or Domestic Partnership: Entering into a legally recognized relationship could allow you to add her to your insurance plan. However, this is a serious, long-term commitment. Make sure you’re both ready first.
Helpful Next Steps
Insurance coverage can be complicated, but we can help you both feel informed and supported as you consider your options.
At Calaveras Pregnancy Center, we provide free pregnancy confirmation services, education about all your options, and resources to help you take the next step together. We do not perform or refer for abortions, but we are here to walk alongside you.
Take the first step and schedule an appointment today.
FAQs
Will my insurance cover my girlfriend’s medical care during pregnancy?
Generally, your insurance won’t cover your girlfriend unless you’re legally married or in a domestic partnership. Call your insurance provider directly to understand your policy.
Can my girlfriend be pregnant without insurance?
Pregnancy medical costs can add up even in the early stages of pregnancy, so it’s best to find an insurance plan as soon as possible. While our services are free, she may need other medical care along the way, and insurance keeps her bills affordable.
What if my girlfriend doesn’t have insurance?
She may qualify for Medi-Cal or other healthcare options depending on her situation.
Calaveras Pregnancy Center provides free services and can help her get the care she needs right away.